Personal Loan Eligibility –
| Criteria |
Salaried |
Self-Employed
|
| Age |
21 to 60 years
|
22 to 55 years
|
Net Monthly Income
|
Rs.15,000
|
Rs.25,000
|
CIBIL Score
|
More than 750
|
More than 750
|
Minimum Loan Amount
|
Rs.50,000
|
Rs.50,000
|
Maximum Loan Amount
|
Rs.40 Lakh
|
Rs.50 lakh
|
Documents Required for Personal Loan –
Requirements
|
Salaried Individuals
|
Self Employed
|
Proof of Identity
|
Passport, Voterโs ID, Driving License or PAN Card
|
Passport, Voterโs ID, Driving License or PAN Card
|
Proof of Residence
|
Utility bills or Passport
|
Utility bills or Passport
|
Proof of Income
|
Bank statement of salary account for the previous six months
|
Audited financial statement of the previous two years
|
NRI Personal Loan Documentation –
- Your recent passport-size photographs and the guarantor’s
- Salary Certificate or salary slips
- NRO/NRE bank statements of the previous 6 Months
- Proof of Identity, Residence, Income, and Assets
- Copy of your Passport
- Visa Copy
- Your work Email ID or the Email ID of the HR of the company.
- Bank Statements
